Deductibles and Self-Insured Retentions

Deductibles and Self-Insured Retentions

Commonly, a company’s risk management program will combine the strategies of transferring risk internally through deductibles, self-insurance, or no insurance. We will work with you closely, considering internal and external financial conditions, to establish a tolerable loss level, after which risk retention levels can be determined. 

Your risk management program should include a balance of controlled risk and financed risk – to a point with which you feel comfortable. Once we have worked with you to find this balance, we can determine whether your company wants to shoulder the risk internally or have it transferred to others.


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